Built for real estate and settlement agents.
Backed by the right systems.
Horizon AML builds the infrastructure, integrates the technology, and trains your team so your agency meets its AML/CTF obligations without the overwhelm. You stay in control. We make sure everything works.
It's knowing who
you're doing business with.
Anti-Money Laundering (AML) compliance might sound complex — but it's actually straightforward. It's about knowing who you're doing business with, keeping good records, and having the right checks in place.
Horizon AML is here to help you get started and stay on top of your obligations, with a clear implementation plan, the right systems built into your existing software, and ongoing support behind you.
Purpose-built for your industry.
Real Estate
Every vendor and buyer transaction now requires identity verification. Horizon builds the system inside your CRM so compliance happens as part of your existing workflow.
Find out moreSettlement Agents
Client verification at every settlement is now a legal requirement. Horizon builds the process so it runs smoothly without slowing down your transactions.
Find out moreHere's what you need to
have in place by
1st July 2026.
A clear, sequential roadmap — the six steps every Australian agency needs to take before the AUSTRAC deadline hits.
- 01
Register with AUSTRAC
Officially enrol your agency as a reporting entity under the AML/CTF Act. This is the first legal requirement before any compliance work can begin.
- 02
Create a Risk Assessment
Identify and document the money laundering and terrorism financing risks specific to your agency, your transaction types, and your client base. Required by law.
- 03
Develop a Compliance Program
Build a written AML/CTF program tailored to your business. This document sets out exactly how your agency will meet its obligations under the Act.
- 04
Set Up a Smart System
Integrate your compliance program into your CRM so identity verification, record keeping, and escalation workflows happen automatically at the right trigger points.
- 05
Train Your Team
Every staff member who deals with vendors or buyers needs to understand their role. Practical training so your team knows exactly what to do and when.
- 06
Go Live with Confidence
Your compliance operation is built, your team is trained, and your records are being kept. Stay ahead of AUSTRAC with annual reviews and ongoing support.
Horizon AML makes it easy.
Four pillars — documentation, integration, training and record keeping — combined into a single, fully managed implementation service for Australian real estate agencies.
Compliance Documentation
We build your AML/CTF program document and risk assessment from scratch, tailored specifically to your agency, and guide you through AUSTRAC enrolment.
System Integration
We connect First AML into your CRM so identity verification happens automatically at the right point in every transaction, for both vendors and buyers.
Training and Support
Practical training for principals, agents, and property managers, plus ongoing support for escalations, unusual activity questions, and annual program reviews.
Record Keeping
We build and maintain your compliance management infrastructure, so when AUSTRAC comes for an audit you have seven years of clean, documented compliance history ready to present.
Why businesses choose Horizon AML.
Save time
Keep deals moving — streamline onboarding, checks and reporting in one place.
Protect your business
A trusted implementation partner that builds compliance into your existing systems, so nothing falls through the cracks.
Support your team
Train and empower staff to feel confident with compliance every day.
Be ready for 2026
The AUSTRAC deadline is here. Get your agency compliant before enforcement begins.
The AUSTRAC deadline is here. Let's get your agency sorted.
Let's talk.
Tell us a little about your agency or business and what you're working towards. We'll respond within one business day with a clear next step.
Direct
blair@horizonaml.com